Matthew Mincone | October 9, 2024 | Car Accidents in Tampa
T-bone accidents–where one car slams into the side of another–can turn a normal day into a nightmare. These crashes often happen at intersections and can be serious, given how vulnerable the sides of cars are.
In Florida, the no-fault insurance system ensures that Personal Injury Protection (PIP) pays for your medical expenses and lost wages following a car accident, regardless of who’s at fault.
If you are seriously injured, you may be able to seek compensation beyond the no-fault system. However, figuring out who’s at fault in a T-bone accident can be tricky.
How to Determine Fault in a T-Bone Accident
Figuring out fault in a T-bone accident involves examining traffic signals, driver behavior, road hazards, and vehicle damage.
Traffic Signals and Signs
Ignoring stop signs, making improper left turns, and running red lights are leading causes of these collisions. The first thing to check out is the traffic signals or signs at the intersection. Did one driver run a red light or blow through a stop sign? If a driver ignored these signals, they might be the one responsible for the collision. Tampa’s intersections can be busy and confusing, so knowing who had the green light is crucial.
Driver Behavior
Another factor is careless driving. Think about what each driver was doing right before the crash. Were they distracted—texting or fiddling with the radio? Distracted driving can cause someone to miss a signal or misjudge a turn, making them a likely culprit. Driving under the influence of alcohol, drugs, or certain medications is another factor. Impaired drivers have slowed reaction times and poor judgment.
Road Hazards and Their Impact
Potholes and road debris are often overlooked contributors to T-bone accidents. When drivers veer off course to avoid these hazards, they might end up colliding with the side of another car.
Recognizing these issues is key to identifying potential responsible parties.
Vehicle Damage
The damage to the vehicles in a T-bone crash tells a story. The side of the car that got hit will usually show more damage. Analyzing the damage patterns can give clues about who was in the wrong and how the crash unfolded.
Your attorney will examine all the evidence, including road cameras and witnesses, to determine fault.
Who’s Liable?
Here’s a look at who might be responsible for your T-bone accident:
The Other Driver
Often, the other driver is at fault. If they were speeding, driving under the influence, or if they failed to yield at a stop sign or traffic light, they are accountable for the collision and your damages.
Employer of the Other Driver
If the other driver was on the job when the accident happened, their employer–Fed Ex, UPS, Amazon, etc.–might share responsibility. This concept holds employers accountable for their employees’ negligent actions during work-related duties.
Government Entities
Sometimes, road conditions like potholes or poor maintenance contribute to accidents. In these cases, you might be able to file a claim against the government agency responsible for road upkeep.
Vehicle or Parts Manufacturers
Faulty vehicle parts, such as brake failure, can lead to T-bone accidents. If defective parts played a role in the crash, the manufacturer could be held liable under product liability laws.
In addition, poor maintenance or faulty repairs can lead to vehicle malfunctions that cause accidents. If a mechanic’s negligence contributed to the crash, you might be able to hold the service provider responsible.
Multiple parties could be at fault in a T-bone accident. An experienced personal injury attorney will sniff out all possibilities.
Comparative Negligence
Fault isn’t always black and white. Florida uses a modified comparative negligence rule. This means you can still recover damages if you’re partly at fault for the accident, as long as your fault is less than 51%. If you’re found to be more than 50% at fault, you won’t receive any compensation.
If your fault is under 51%, your payout will be reduced based on your level of responsibility. For instance, if you’re 20% at fault and your damages total $100,000, you’d get $80,000.
Remember, your PIP insurance will cover you up to your policy limits, regardless of fault.
Protect Your Rights in Tampa with Mincone Personal Injury Lawyers
If you’ve been in a T-bone accident and need help figuring out who’s at fault, Mincone Personal Injury Lawyers is here to support you. Our experienced attorneys will navigate the complexities of your case and fight for your rights. Contact Mincone today for a free consultation, and let us help you get back on track.
Contact the Tampa Car Accident Lawyers at Mincone Personal Injury Lawyers for Help Today
If you’ve been injured in an accident in Tampa, FL, contact our skilled car accident lawyers at Mincone Personal Injury Lawyers to schedule a free case review.
We proudly serve Hillsborough County and its surrounding areas:
Mincone Personal Injury Lawyers
1925 E 6th Ave Ste 10
Tampa, FL 33605
(813) 430-3338