Many believe that paying for injuries after a car accident simply involves submitting bills to their insurance for payment. However, at Mincone Personal Injury Lawyers, our experienced trial attorneys understand that the process isn’t always straightforward. If you were involved in a car accident in Florida, you may be entitled to compensation for your resulting damages.
Dealing with the Florida car accident claims process involves navigating through extensive paperwork, potential delays, and possible denials. We can alleviate the stress associated with the aftermath of a serious collision.
Contact our law offices today to speak with an experienced car accident lawyer in Florida about your legal rights and options. We offer a completely free initial consultation at (813) 800-0810.
Why Choose Mincone Personal Injury Lawyers To Help You Through the Florida Car Accident Claim Process?
Car crashes cause not only physical harm but also significant financial distress. When addressing claims for injuries sustained in car accidents, insurance companies often prioritize their profits over your recovery.
Our Florida car accident lawyers can protect you from bad faith insurance practices and lowball offers. With over a decade of experience and millions won for our clients, we have been relentless advocates for victims of car accident injuries.
With the support of Mincone Personal Injury Lawyers, you’ll have a formidable team of attorneys on your side who will:
- Review your policy to assess your coverage
- Examine your medical bills, income statements, and additional evidence to estimate your financial losses
- Ensure that your insurance claim is thorough and accurate
- Discuss legal alternatives if your insurance does not fully cover your damages
- Manage all interactions with your insurance provider to guarantee fair treatment
Insurance companies prefer that you manage your car accident injury claim without legal assistance, hoping to dictate the terms of your compensation. Engaging Mincone Personal Injury Lawyers enhances your chances of securing the compensation you rightfully deserve. Get in touch with our Florida personal injury lawyers today for a free case evaluation.
What Injuries Does My Car Insurance Cover After a Florida Auto Accident?
Under Florida law, car owners must have personal injury protection (PIP) insurance. In our “no-fault” car accident system, drivers injured in crashes should first use their PIP coverage for compensation, regardless of who is at fault.
PIP coverage compensates for certain losses from car accidents, including:
- Up to 80% of reasonable and necessary medical expenses
- 60% of lost wages
- Funeral and burial costs up to $5,000 if the insured dies in the accident
However, PIP coverage is limited and might not cover all out-of-pocket expenses incurred from a Florida car accident. It also does not cover non-economic damages like pain and suffering, emotional distress, loss of enjoyment of life, and other non-financial losses.
You may file a claim against the driver responsible for the crash if your injuries qualify as “serious” under state law, if your losses exceed your policy limits, or if another exception applies.
Challenges may arise in getting your insurance company to pay the full value of your claim, as they might create obstacles to avoid fair compensation. Mincone Personal Injury Lawyers will protect you from these tactics and discuss additional compensation options when PIP coverage is insufficient.
What if I Reject the Insurance Company’s Settlement Offer?
In some situations, a Florida car accident claim cannot be resolved through an insurance settlement. The insurer may deny part of your claim that you believe should be covered under your policy. Fortunately, you may still have legal options in this scenario, such as filing a personal injury claim and/or bad faith lawsuit against the responsible party or their insurance company.
If you’ve been injured in a Florida crash, you don’t have to accept unfair treatment from an insurance company or other defendant. Mincone Personal Injury Lawyers will hold them accountable and ensure they play fair. Our primary goal is to maximize the compensation you recover.
Talk to a Florida Car Accident Attorney About the Insurance Claims Process
Your insurance company will not simplify the car accident claims process for you. After a crash, one of the most beneficial actions you can take is to consult with an experienced personal injury attorney who is deeply familiar with the Florida claims process.
Dealing with a hostile insurance company is the last thing you need while recovering from serious injuries. Mincone Personal Injury Lawyers can relieve this burden for you.
Don’t risk your future physical and financial well-being. Contact our Florida car accident attorneys today for a free consultation. We will guide you through the claims process step-by-step and ensure that you understand your rights under your policy and state law.
