Uber / Lyft Accidents

Floridas Best ride share accident lawyer:

If you were injured in a rideshare accident with an Uber or Lyft driver, contact a ride share accident lawyer at Mincone Law Group for a free consultation to discuss your case. Insurance coverage for these kinds of accidents can be complicated – we can make sure you receive the compensation you deserve for your injuries.

You need to make sure your rights are protected after any type of auto accident. Even if the rideshare company has said it will take care of the claim, it’s important that you speak with an experienced car accident lawyer such as Matther Mincone as soon as possible.

Our rideshare accident lawyers will investigate your claim, negotiate with the insurance companies, and represent you in a court of law. Don’t delay! Call, text, or fill out our contact form. There’s no charge for the consultation, and we never take a fee unless we win your case.

Contact a ride share accident lawyer:

If you suffered an injury in a ridesharing accident in Tampa, recovering compensation after can be confusing and difficult. You may be wondering “How to file a claim after a rideshare accident in Tampa?” rest assured, the ride share accident lawyers of Mincone Law Group are here to help.

It can be challenging to prove liability due to the different laws and regulations governing ridesharing services. Therefore, you need a ride share accident lawyer with experience and knowledge in handling cases like yours.

In Tampa and throughout all of Florida, our legal team at Mincone Law Group has years of experience, and dozens of won cases, fighting for the compensation of those who have suffered an injury in a rideshare accident. Matthew Mincone has personally handled ridesharing accident cases with great success, and we know we can do the same for you.

Our rideshare accident lawyers have handled hundreds of personal injury cases, recovering millions of dollars for our injured clients. We always strive for justice, and attaining the largest settlement possible for our injured clients. Every client is important to us, and as such we offer free consultations with Matthew Mincone our managing partner, and most experienced rideshare accident lawyer. Take the first step by reaching out to us today for a free consultation, and we’ll swiftly start the process of handling your claim.

What Makes a Rideshare Accident Different Than a Regular Car Accident?

Rideshare services have revolutionized transportation, offering convenient travel options for passengers. However, these services are not without their risks, including the potential for car accidents. When involved in a rideshare accident, there are multiple parties that may bear liability including rideshare drivers, the rideshare company, and potentially others. This complexity highlights the importance of having an experienced rideshare accident attorney by your side if you find yourself in such a situation.

A rideshare accident involving a rideshare vehicle and driver presents a unique set of circumstances. It differs from an accident involving a regular passenger vehicle, as well as from a traditional commercial vehicle accident. Rideshare drivers, typically using their personal vehicles to provide transportation, are not required to have a commercial driver’s license or purchase commercial auto insurance like taxi drivers do. This distinction adds an additional layer of complexity to the legal and insurance aspects of rideshare accidents. Uber and Lyft drivers do not need to have a commercial driver’s license or purchase commercial auto insurance as opposed to a taxi driver.

However, the rideshare company does provide commercial insurance coverage while the driver is on-duty. This means the passenger is either in the vehicle at the time of the accident or a request for the ride has been accepted. So, who is financially liable for any injuries resulting from the accident will depend on your particular circumstances.

Regardless of how the accident happened, you should report the incident to Lyft or Uber through their app as soon as possible.

Can a ride share accident lawyer help me with my bills?

Rideshare companies like Uber and Lyft offer $1 million in liability insurance. However, there are some limitations regarding when this coverage applies and who will be covered. Liability may change depending on your unique circumstances.

If you’re hurt in a single-vehicle accident as a ridesharing passenger, OR if you’re hurt in an accident for which your rideshare driver was at fault, your injuries will likely be covered by the company insurance policy.

Even if your ridesharing driver is at fault and on duty at the time of your accident, the ridesharing company may still fight the claim and try to deny liability. This is why it’s important to have an experienced car accident lawyer who will fight on your behalf.

What Caused Your Rideshare Accident?

Despite undergoing thorough background checks, rideshare drivers are still susceptible to the same accident risks as any other driver on the road. However, there are additional dangers that specifically impact Uber and Lyft drivers.

One such risk stems from the fact that rideshare drivers often work multiple jobs. This can make them particularly vulnerable to driver fatigue. Studies have shown that drowsy driving can impair alertness and reaction time to a similar extent as driving under the influence of alcohol.

Moreover, the nature of ridesharing heavily relies on smartphone apps. Drivers depend on their smartphones for navigation, tracking their time on duty, and coordinating their next passenger pickup. This strong connection to their app creates an environment that is ripe for driver distraction.

Other negligent causes for a rideshare accident include:

  • Aggressive driving, such as speeding, tailgating, weaving in and out of traffic, and running red lights.
  • Driving under the influence alcohol or illicit drugs
  • Poor road conditions, typically caused by the weather or poor road maintenance
  • Poorly maintained vehicle such as bad tires or worn brake pads
  • Dropping off passengers in locations that aren’t safe

     

Below are the limitations of Uber and Lyft coverage in rideshare accidents:

Uber

In the case of Uber, insurance coverage is only applicable when a driver is actively working, specifically when they are logged into the app. Additionally, some coverage is provided if the driver is marked as available and waiting for a ride. However, if the driver is not active on the app, the responsibility for coverage shifts to the personal auto insurance policy of the rideshare driver.

It is important to understand the specific conditions under which insurance coverage applies for Uber drivers, and we recommend taking a look at what Uber specifically has to say about insurance. This highlights the need to be mindful of the driver’s status when seeking compensation for damages or injuries resulting from an accident. 

 

How to file a claim with a ride share accident lawyer after an Uber/Lyft accident in Tampa

In the event the driver is available or waiting for a ride request, Uber provides some third-party liability insurance for accidents if the driver’s personal insurance does not apply. This includes:

  • $50,000 in bodily injury liability per person
  • $100,000 in total liability per crash
  • $25,000 in property damage liability per crash

If the driver is en route to pick up riders or has passengers and is in the middle of the trip, Uber provides the following coverage:

  • $1,000,000 third-party liability
  • Uninsured or underinsured motorist bodily injury and/or first-party injury insurance

Contingent comprehensive and collision up to the actual cash value of the car with a $2,500 deductible

Ubers full information on the above may be found here

Lyft

Similar to Uber, Lyft has insurance coverage options for its drivers involved in car accidents.

If the driver is not logged into the Lyft app, then they would need to apply their own personal insurance for any car accidents they are involved in. But, if the driver is in the app and waiting for a ride request, Lyft will provide third-party liability insurance for accidents if the driver’s personal insurance does not apply. This includes:

  • $50,000/person for bodily injury
  • $100,000/accident for bodily injury
  • $25,000/accident for property damage

If the driver is actively working, meaning picking up passengers, or is in the middle of a ride during the accident, then Lyft coverage offers:

  • $1,000,000 for third-party auto liability
  • Uninsured/underinsured motorist bodily injury
  • Contingent comprehensive and collision up to the actual cash value of the car with a $2,500 deductible

 

Hurt in a Uber or Lyft Accident in Tampa? Call a Ride Share Accident Lawyer Today:

Getting proper compensation for your injuries after an Uber or Lyft accident can be complicated. Matthew Mincone of Mincone Law Group will personally review the details of your accident, answer your questions, and make sure the appropriate parties are held responsible.

It’s always best to speak with a ride share accident lawyer after any type of accident involving an injury. Not only with the personal injury attorney sit down and explain what your next steps should be, but can give you a rough estimate of how much your claim is really worth.

A rideshare accident lawyer can also negotiate with your insurance company to make sure you are properly compensated. We have decades of experience dealing with insurance companies across the country and know what tactics they use to deny a claim.
And finally, a rideshare accident lawyer can represent you in court. Not all cases end with a settlement and sometimes your case may head to the courtroom. If this happens, you’re going to need a trial attorney that has the skills and experience needed to win your case.

How long does it take a ride share accident lawyer to settle my case?

After an accident, you may be left wondering how long it will take Uber or Lyft to settle a rideshare accident. The answer varies.
If an accident did not result in significant damages or injuries, generally that means it can be settled sooner than those that are severe.

In these cases, you’re usually dealing with property damage only, which is an easier case value to estimate. If bodily harm, especially severe, is involved, you must also take into account long-term medical expenses and care, loss of quality of life, and more factors that are harder to numerate.

What Should I Do Now? Contact a Ride Share Accident Lawyer:

After any vehicle accident, it is crucial to prioritize your safety and well-being. The first step is to assess yourself and others involved in the accident for any injuries. If there are injuries that require immediate medical attention, contact emergency services such as 911 right away.

Next, if it is safe to do so, move your vehicle to a safe location to prevent further accidents or traffic congestion. Do not attempt to re-enter wrecked or damaged vehicles.

It is equally imperative to contact Mincone Law Group promptly. Time is of the essence when it comes to preserving evidence and building a strong case. By reaching out to our experienced team, you can ensure that your rights are protected, and you receive the legal guidance you need.

Contact Mincone Law Group today to schedule a free consultation. Our skilled rideshare accident lawyers will evaluate your case, provide expert advice, and guide you through the process of seeking justice and fair compensation. Don’t delay, as early intervention can make a significant difference in the outcome of your case!

 

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